War risks
Standard marine policies do not cover the risks of war or warlike acts. To cover this gap, a war risk insurance is required, which covers the basis war risks.
However, certain areas are excluded from cover, but can be included against payment of an extra war risk premium, in order to maintain insurance cover when passing through or calling at ports in High Risk Areas. Such transits need to be notified to insurers in advance. Insurers may require additional security measures.